Trusted by thousands
of users
Everything you need to understand and improve your finances — automatic, accurate and private.
Spendex reads your bank SMS and email statements to categorise every transaction instantly.
Set monthly budgets per category and savings goals. Get alerted before you overspend.
Track stocks, mutual funds and crypto all in one dashboard with live P&L updates.
Get personalised tips on where you can save, spot unusual charges and plan ahead smarter.
Spendex connects to your financial life without requiring bank credentials. It parses SMS and email notifications you already receive, turning them into a clear picture of where your money goes every month.
Get started in minutes and see your full financial picture the same day.
Create an account and grant SMS or email read permission once. That's it.
Spendex automatically imports your transactions and shows you a clean dashboard.
Real people. Real savings. Real peace of mind.
I used to dread checking my bank balance. Spendex changed that — I can see exactly where every rupee goes. The SMS parsing is like magic.
Finally an app that doesn't need my net banking password. The investment portfolio tracker alone is worth it. Clean UI and actually useful.
Start free. Upgrade when you're ready. Cancel any time.
SMS expense parsing
Up to 2 bank accounts
Basic expense categories
Monthly spending summary
3 months history
Everything in Free
Unlimited bank accounts
Email statement parsing
Budget alerts
Savings goals
1 year history
Everything in Basic
Investment portfolio tracker
AI-powered spending insights
Custom categories
CSV / PDF export
Unlimited history
Priority support
Everything you need to know about Spendex.
No. Spendex never asks for your net banking username or password. It reads only the SMS and email notifications your bank already sends to your device. Your raw messages stay on your device; only the parsed transaction data is synced to our encrypted servers.
Spendex works with all major Indian banks including SBI, HDFC, ICICI, Axis, Kotak, Yes Bank, IndusInd, and more — any bank that sends transaction SMS or email alerts.
Yes. Spendex stores your data locally on your device. You can view your transactions, budgets and reports offline. Data syncs to the cloud when you're back online.
Absolutely. You can cancel at any time from within the app or by contacting support. You won't be charged after cancellation and your data remains accessible on the Free plan.
Very. Our parser recognises the SMS and email format of all major Indian banks with over 98% accuracy. Any transaction it can't categorise automatically is flagged for you to review.
Designed for clarity — see what matters at a glance.
Available on iOS and Android. Free plan — no credit card required. Upgrade only when you need more.
